Bankuity’s ABV™ technology augments and refines static consumer bureau and bank data—enhancing insights, improving workflows, and unlocking new profitability potential.
You know smarter consumer bureau and bank data insights are the key to maximizing revenue—but are your tools up to the task? Bankuity bridges the gap.
Most data tools miss the nuances of consumer behavior. Bankuity’s ABV™ insights are unique–in scale and profit potential–from application to servicing, collections to retention.
Building your own solution takes time and resources. Bankuity provides ABV™—a unique technology that delivers measurable outcomes starting day one.
Bankuity’s platform integrates seamlessly with trusted partners like Chirp and LendAPI (and more!), delivering immediate ROI without disrupting your workflows.
Harness data—driven insights to access untapped markets and unlock new—and profitable—consumer segments.
Boost returns and optimize your book of business with actionable insights that enhance decision-making and reduce risk.
Leverage data-driven insights to nurture loyalty and secure long-term repeat business from your most valuable customers.
Access hidden insights that reveal opportunities, mitigate risks, and fuel data-driven growth for your business.
Whether you’re looking to integrate ABV™ with your existing bank connection, or prefer Bankuity’s IBV+ABV™ option, our flexible pricing is designed to match your institution's unique needs.
Securely Connect Applicant Data
Providing their consent, applicants securely link their accounts to the Bankuity platform, enabling access to real-time financial data.
Precise Insights Delivered to Your Systems
Bankuity delivers data directly to your systems via API or UI, integrating seamlessly with your servicing platform.
Make Confident, Data-Informed Decisions
Leverage real-time insights via our dashboard or your platform to streamline decision-making and improve outcomes.
Tailored exclusively to your business, our free data study—powered by ABV™ technology–will uncover the growth opportunities that lie behind your customer data.
Stay informed, stay competitive. The Bankuity Blog offers insights, expert advice, and timely trends to keep your data strategies sharp and your institution ahead of the pack.
Curious how Bankuity can help your institution thrive? Get quick answers to our most frequently asked questions–and learn how Bankuity drives measurable results for financial institutions.
Bankuity is a financial solutions platform that delivers actionable insights to enhance decision-making, profitability, and growth by transforming complex consumer bank data and augmenting readily available consumer bureau data. We serve institutions across consumer and commercial lending, leasing (including RTO and auto leasing), and traditional and alternative financial services. From lenders to credit providers, Bankuity delivers tailored insights to meet diverse business needs.
Advanced Banking Verification (ABV™) technology complements and improves on instant bank verification (IBV) by transforming and augmenting data to deliver actionable insights that provide more than just a view of creditworthiness. ABV™ extends beyond traditional credit assessment to identify new market opportunities—like low-risk gig workers and other non-traditional earners—while operationalizing existing IBV data.
This proprietary technology doesn’t stop at analysis. ABV™ uses advanced transaction labeling and categorization to deliver financial and operational insights that improve revenue, reduce risk, and streamline decision-making across the entire customer lifecycle. From application to retention, ABV™ equips creditors with tools to turn raw data into smarter, profit-driving actions.
Yes. Bankuity’s data-driven insights empower financial institutions to uncover untapped and overlooked markets, broaden borrower eligibility, and optimize risk management strategies.
Bankuity’s platform delivers value to a variety of industries, including:
Whether your focus is lending, leasing, or credit services, Bankuity equips your business with the tools to reduce risk, increase revenue, and drive operational efficiency.
Bankuity supercharges IBV (the gateway to consumer data) by transforming bank data and augmenting bureau data to produce actionable insights that deliver financial, contractual, and operational value. Our ABV™ technology leverages the data you’re already purchasing, empowering you to optimize decisions throughout the entire customer lifecycle—from acquisition to servicing to collections.
