Bankuity is a financial solutions platform that delivers actionable insights to enhance decision-making, profitability, and growth by transforming complex consumer bank data and augmenting readily available consumer bureau data. We serve institutions across consumer and commercial lending, leasing (including RTO and auto leasing), and traditional and alternative financial services. From lenders to credit providers, Bankuity delivers tailored insights to meet diverse business needs.
Bankuity supercharges IBV (the gateway to consumer data) by transforming bank data and augmenting bureau data to produce actionable insights that deliver financial, contractual, and operational value. Our ABV™ technology leverages the data you’re already purchasing, empowering you to optimize decisions throughout the entire customer lifecycle—from acquisition to servicing to collections.
Advanced Banking Verification (ABV™) technology complements and improves on instant bank verification (IBV) by transforming and augmenting data to deliver actionable insights that provide more than just a view of creditworthiness. ABV™ extends beyond traditional credit assessment to identify new market opportunities—like low-risk gig workers and other non-traditional earners—while operationalizing existing IBV data.
This proprietary technology doesn’t stop at analysis. ABV™ uses advanced transaction labeling and categorization to deliver financial and operational insights that improve revenue, reduce risk, and streamline decision-making across the entire customer lifecycle. From application to retention, ABV™ equips creditors with tools to turn raw data into smarter, profit-driving actions.
Yes. Bankuity’s data-driven insights empower financial institutions to uncover untapped and overlooked markets, broaden borrower eligibility, and optimize risk management strategies.
Bankuity’s platform delivers value to a variety of industries, including:
Whether your focus is lending, leasing, or credit services, Bankuity equips your business with the tools to reduce risk, increase revenue, and drive operational efficiency.
Yes! Our platform is flexible and adaptable, allowing it to align with unique business models and operational needs. This ensures that every client receives insights tailored to their specific goals.
Integration timelines vary by customer. However, Bankuity’s system, with our LendAPI integration, is designed for quick, seamless integration to minimize downtime and streamline adoption.
Yes, we provide comprehensive onboarding and training resources, as well as ongoing support to ensure your team can fully leverage the platform’s capabilities.
Bankuity is SOC II Compliant and follows strict data security protocols. We prioritize data privacy and never share or sell customer data. Our platform is designed with robust encryption and stringent access controls to safeguard sensitive information.
Yes. We continuously monitor industry regulations and update our platform to remain compliant, ensuring our clients always meet the latest standards.
We prioritize continuous research, development, and client feedback to stay ahead of industry trends, ensuring that our platform evolves alongside the needs of modern credit professionals.
We provide a free data study to interested prospects to demonstrate the value of our platform. This process will allow you to see firsthand how advanced insights by ABV can improve your approach to consumer data, identify growth opportunities, and manage risk more effectively. Request your data study.
Yes, we offer a demo session to give you an in-depth look at our platform’s many features and capabilities. Contact us today to schedule a personalized walkthrough of the platform.
