Even with the best underwriting there lies hidden a 10% segment of originated customers that default 2x your average default rate. Bankuity helps you find them.

Bankuity validates bank account and debit card ownership from application data to ensure ability to pay. When customer- provided debit card is matched in their bank history, FPD risk is lower by 5-7%.

Approximately 46% of applicants over-report income causing default spikes. Bankuity can help detect inflated stated income on applications.

Standard IBV categorization fails to identify 50% of loans in bank statements. Bankuity has the intelligence to recognize 80% of these overlooked loans.

Bankuity finds your star customers for VIP treatment, enhancing their loyalty and maximizing their lifetime value to the business. Offer personalized rewards and exclusive benefits to maintain high satisfaction and retention.

Less than 50% of debits from a bank account match a customer's income date. Bankuity helps you confirm actual income dates and create bank-specific debiting strategies to establish successful debit schedules.

Customer income statuses change 27% of the time after their loan is originated. Bankuity helps by predicting upcoming due payments that are at risk.

Customers falling into collections is a reality. Use Bankuity to establish efficient contact and arrangement schedules for borrowers in collections to optimize recovery efforts.

Bankuity's intelligence can predict when a paid off customer is most likely to enter the market to apply for a new loan. Retain your good customers before your competitors take them from you.