Hidden Data Insights. More Profitable Books of Business.

Are your consumer data insights falling short? Advanced Banking Verification (ABV™) by Bankuity goes beyond the “static” data basics, driving profit-maximizing decisions for creditors of all types–from lenders to landlords, lessors to credit card issuers, and beyond.

Our Partners in Fintech Innovation

Bankuity partners with fintech innovators to unlock real-time consumer data insights, expanding market opportunities, enhancing revenue, and enabling smarter decisions across each engagement.

Discover the ABV™ Advantage

Powered by Concord Advice–a progressive fintech advisory firm–Bankuity’s platform decodes and augments static consumer bureau and bank data using ABV™ technology to deliver insights that drive profitability and improve decision making.

Expand Your Book of Business

Expand your reach safely and boost your bottom line by uncovering untapped markets and identifying low risk credit extension opportunities.

Increase On-Time Payments

Reduce missed payments with a multi-pronged approach–aligning payment dates to income, calibrating amounts to avoid over-leveraging, and flagging risk early.

Increase Collections Yields

Recover more revenue with tools that prioritize high-risk accounts, create optimized arrangement schedules by determining payment availability, and improve outreach timing.

Boost Loyalty and Retention

Identify VIP customers from the get-go, predict reapplications for funding, and deliver personalized rewards to increase loyalty and repeat business.

Real Solutions for Complex Needs

Most data solutions provide the basics—raw, static data that’s difficult to act on. Bankuity unlocks and enhances readily available consumer data, augmenting it for deeper application and service insights for growth, retention, and repayment success.

Mary

Rachel

Ben

Larry

Mary’s variable gig economy income makes her risk level hard to verify.

See Our Solution

Bankuity's advanced transaction labeling identifies consistent deposits across Mary's varied bank transactions, analyzing her cash flow patterns to verify financial stability. Financial institutions can now confidently approve her while safely expanding into the gig economy market.

Maximize Customer Volume

Debit schedules that don’t match Rachel’s payday create avoidable delinquencies.

See Our Solution

Bankuity’s platform analyzes Rachel’s income patterns in real-time, recommending payment schedules that align perfectly with her payday. This reduces delinquencies, increases revenue, and delivers a seamless repayment experience.

Increase On-Time Payments

Ben’s creditor lacks the advanced data needed to manage delinquent repayment schedules and contact timing.

See Our Solution

Bankuity’s platform recommends efficient contact schedules and smarter debits based on Ben’s financial situation. By aligning outreach with Ben’s capacity to repay, Ben’s creditor improves recovery rates while reducing operational inefficiencies.

Increase Collections Yield

Larry’s creditor can’t identify his repeat potential early or monitor for re-engagement, losing loyalty and revenue.

See Our Solution

Bankuity’s platform identifies Larry as a potential repeat customer from his application. As a customer, Larry is monitored for signs of churn. Once he pays off his account, his creditor can now make a timely and valuable financial offer that builds loyalty, drives repeat business, and maximizes his lifetime value.

Grow Repeat Customers

Let’s Talk Data-Driven Profitability

Ready to see how Bankuity can help you transform your bottom line? Schedule a meeting and discover how our solution reimagines static, passive consumer data to boost profitability, reduce risk, and streamline operations.

Get a Customized Data Study

See how Bankuity’s ABV™ technology augments and enhances raw consumer bureau and bank data into insights—unlocking revenue, reducing risk, and optimizing performance.

Explore Our Article Library

Discover thought-leadership articles that cover the latest trends, industry analysis, and strategic insights designed to keep you informed.

Your Bankuity Questions, Answered

Curious how Bankuity can help your institution thrive? Get quick answers to our most frequently asked questions–and learn how Bankuity drives measurable results for financial institutions.

Explore Our FAQs Page