Our Partners in Fintech Innovation
Bankuity partners with fintech innovators to unlock real-time consumer bureau and bank data for advanced insights, expanding market opportunities, enhancing revenue, and enabling smarter decisions across each engagement.
Powered by Concord Advice, Bankuity’s platform transforms static, passive consumer bureau and bank data using ABV™ Technology to deliver smarter insights that reduce friction, drive profitability, and improve real-time decision making.
You know smarter consumer bureau and bank data insights are the key to maximizing revenue—but are your tools up to the task? Bankuity bridges the gap.
Most bureau and bank data tools miss the nuances of consumer behavior. Bankuity’s advanced insights reveal new opportunities and improve decision quality.
Building your own solution takes time and resources. Bankuity provides proven technology that delivers measurable outcomes—starting day one.
Bankuity’s platform integrates seamlessly with trusted partners like Chirp and LendAPI (and more!), delivering immediate ROI without disrupting your workflows.
Bankuity’s ABV™ Technology equips financial institutions with actionable consumer bureau and bank data to optimize decisions, improve profitability, and achieve smarter outcomes at every stage of the credit and customer lifecycle.
Expand your reach safely and boost your bottom line by uncovering untapped markets and identifying low risk credit extension opportunities.
Reduce missed payments by aligning repayment schedules with income timing, proactively flagging repayment risks, and tailoring each engagement to customer needs.
Recover more revenue with tools that prioritize high-risk accounts, create optimized arrangement schedules by determining payment availability, and improve outreach timing.
Identify VIP customers from the get-go, predict reapplications for funding, and deliver personalized rewards to increase loyalty and repeat business.
Request a data study to see how Bankuity’s ABV™ Technology transforms raw consumer bureau and bank data into actionable insights—unlocking revenue, reducing risk, and optimizing performance across your entire customer lifecycle.
Most bureau and bank data solutions provide the basics—raw, static data that’s difficult to act on. Bankuity’s ABV™ Technology transforms readily available consumer data into deeper application and service insights for growth, retention, and repayment success.
Ensure safer approvals and tailored engagement terms by verifying income patterns and sources across all customer types—including non-traditional earners.
Reduce payment failures and missed deadlines by validating account details, identifying risky customers, calibrating affordable amounts, and aligning debit schedules with income timing.
ABV™ provides insights that go beyond traditional cash flow risk analysis, using advanced data signals to adjust outreach timing for maximum recovery.
Understand from the start if an applicant will be more than one and done and anticipate when top-tier customers will need new funding.
Ready to see how Bankuity can help you transform your bottom line? Schedule a meeting and discover how our solution reimagines static, passive consumer bureau and bank data to boost profitability, reduce risk, and streamline operations.
Curious how Bankuity can help your institution thrive? Get quick answers to our most frequently asked questions–and learn how Bankuity drives measurable results for financial institutions.
Bankuity is a financial solutions platform that transforms complex consumer bureau and bank data into actionable insights to enhance decision-making, profitability, and growth. We serve institutions across consumer and commercial lending, leasing (including RTO and auto leasing), and traditional and alternative financial services. From lenders to credit providers, Bankuity delivers tailored insights to meet diverse business needs.
Advanced Banking Verification (ABV™) transforms instant bank verification (IBV) bank data into actionable insights that deliver more than just a view of creditworthiness. ABV™ extends beyond traditional credit assessment to identify new market opportunities—like creditworthy gig workers and other non-traditional earners—while operationalizing existing IBV data.
This proprietary technology doesn’t stop at analysis. ABV™ uses advanced transaction labeling and categorization to deliver financial and operational insights that improve revenue, reduce risk, and streamline decision-making across the entire customer lifecycle. From application to retention, ABV™ equips creditors with tools to turn raw data into smarter, profit-driving actions.
Bankuity’s platform delivers value to a variety of industries, including:
Whether your focus is lending, leasing, or credit services, Bankuity equips your business with the tools to reduce risk, increase revenue, and drive operational efficiency.
Bankuity provides a complete solution to help you seamlessly acquire, understand, and leverage consumer bureau and bank data. From data acquisition to in-depth analysis and actionable insights, we ensure you maximize the value of your data at every stage. Contact us to learn how Bankuity can deliver a streamlined, end-to-end solution tailored to your business needs.
