While IBV serves as the essential gateway to consumer bank data, Advanced Banking Verification™ takes it further—unlocking actionable insights that optimize risk, revenue, and growth.
Captures a wide range of financial behaviors—providing a detailed view of spending patterns, income consistency, account activity, and more.
Captures basic account balances and transactions—providing a view of overall financial activity.
Delivers detailed analysis of real-time transactions, enabling a complete and nuanced understanding of customer financial behavior.
Offers a static snapshot of basic account data without behavioral insights, limiting the depth of financial analysis and customer data insights.
Provides on-demand, real-time data access for full-picture, up-to-date risk assessment and decision-making.
Provides a single-moment-in-time, picture that may not reflect the customer’s current or overall financial state.
Uses behavioral trends to identify potential risk factors and forecast customer financial stability—even for those with irregular income.
Lacks predictive analysis, requiring reliance on limited banking data to assess true financial health—possibly missing out on high-value opportunities.
Minimizes risk by assessing a broader range of financial behaviors, enabling a more complete understanding of each customer.
Limited insights increase risk by failing to capture complete financial behavior, leading to higher losses and missed opportunities.
Enables confident action in new customer segments through comprehensive data insights.
Basic data insights constrains the ability to understand new markets, hindering market expansion and growth.
Streamlines processes with real-time data processing, reducing manual checks and accelerating decision-making.
Minimal automation capabilities require additional manual processing for accurate processes, impeding productivity.
Boosts profitability across your operations by enhancing decision accuracy, expanding safe opportunities, and optimizing customer alignment.
Limited insights restrict profitability potential by failing to notice red-flag customers and overlooking high-potential repeat customer segments.
Bankuity’s adaptable ABV™-powered platform supports every facet of your business that depends on consumer data insights, delivering multiple benefits that drive business growth.
Harness advanced insights by ABV™ to uncover hidden revenue opportunities, improve decision accuracy, and maximize returns across your operations.
ABV™ delivers instant, actionable insights that eliminate operational roadblocks, reduce processing delays, and optimize workflows for higher productivity and improved profitability.
Minimize risk by leveraging ABV™ to uncover deeper patterns in customer behavior, helping you align with today’s evolving regulations, safely, and profitably.
With ABV™, uncover untapped opportunities by analyzing behavioral data and identifying profitable customer segments—expanding your book of business with precision.
Share your data, and we’ll show you the profit-driving opportunities your current tools are missing—with unparalleled insights powered by ABV™.
