Solutions

Drive Customer Growth With Precision Insights

Bankuity helps you expand your customer base by identifying untapped markets, understanding customer potential, and reducing risks across your book of business.

The Roadblocks to Scaling Your Book of Business

Poor data quality, limited insights, and outdated data strategies are preventing financial institutions from expanding their customer reach and tapping into new markets.

One-Dimensional Data Overlooks Good Customers

Outdated data analysis tech and tactics causes institutions to misjudge reliable applicants, excluding gig and irregular earners who can drive long-term growth.

Under-Lending Stalls Customer and Revenue Growth

Incomplete and limited data holds institutions back from lending more and more confidently, restricting growth opportunities.

Operational Bottlenecks Limit Business Expansion

Without automation to analyze real-time customer data, institutions face delays in quickly identifying both new and VIP customers.

How Bankuity Helps Maximize Your Customer Volume

Avoid passing on good customers with Bankuity. Our platform delivers deep insights—like income monitoring, risk analysis, and loan calibration—helping institutions expand their book of business with confidence.

Identify Star Performers With Precision

Analyze income, spending, and funding activity to uncover borrowers who deliver consistent profitability.

Use detailed, real-time data to better differentiate between high- and low-risk customers.

Detect and resolve application errors before they result in missed payments.

Notify customers when they qualify for exclusive offers or rewards.

Expand Access to New Customer Segments

Finance with greater confidence by verifying income timing, sources, and amounts for gig workers and applicants with non-traditional earnings.

Verify income consistency and timing to determine optimal financing and credit amounts.

Assess gig (irregular) vs. non-gig (regular) income for accurate risk evaluation.

Establish payment schedules tailored to customer income patterns.

Boost Financing Amounts Without Increasing Risk

Accurately calibrate financing amounts to ensure affordability while maximizing revenue potential.

Offer higher financing and credit amounts to customers with lower-risk profiles.

Reduce defaults with fund-to-income ratio analysis based on detailed real-time data.

Increase financing volume safely while minimizing risk with real-time data insights.

Strengthen Book of Business Value With Real-Time Insights

Track customers' income changes and uncover when they’re eligible for increased credit lines.

Regularly monitor customers’ income changes to identify upsell opportunities.

Mitigate risk and prevent losses with early warnings of high-risk customers.

Automatically create affordable reset schedules for missed payments.

Optimize Operations Without Slowing Growth

Streamline customer acquisition with real-time data automation, reducing manual effort and accelerating decision-making.

Automate customer evaluations to reduce manual verification and free up resources.

Use real-time data to support faster onboarding and faster time-to-approval.

Increase customer acquisition capacity with seamless, scalable processes.

Discover How Bankuity Can Boost Your Customer Volume

With Advanced Banking Verification™, financial institutions can confidently optimize financing amounts, improve repayment outcomes, and expand customer access. Let us show you how.